Lokyata

Worldwide, 1 in 4 people do not have fair access to credit and over 1.8 Billion are trapped in a vicious cycle of poverty. A variety of financial services platforms are emerging to solve this mega challenge. In order for these platforms to maximize impact, they need to be powered by fully automated lending decisions, have an intimate understanding of their customers and enabled to expand their reach.
That is the value proposition that Lokyata brings to the table. Using a foundation of years of lending expertise in data starved environments, the Lokyata team has developed AI algorithms wrapped in a comprehensive product platform that enables fair and inclusive lending. We sell to mobile money platforms and digital lenders ($6B TAM, 20%CAGR). As an integrated solutions provider, Lokyata provides credit decisions that foster inclusion and manage risk; personalized messaging to nudge good behavior and financial literacy, while also providing product recommendations to promote stickiness.