Upstart

Founded by ex-Googlers, we are the first artificial intelligence lending platform designed to improve access to affordable credit while reducing the risk and costs of
lending for our bank partners. By leveraging our AI platform, the company's powered banks can have higher approval rates and lower loss rates, while simultaneously delivering the exceptional digital-first lending experience their customers demand. Our company goes beyond FICO, using non-conventional variables at scale to provide superior loan performance and improve consumers' access to credit.